Equity crowdfunding needs changes

Before implementing the Regulation Crowdfunding exemptions, business fundraising was possible to obtain only from the group of the accredited investors (those who make at least $200k per year , $300k together with a spouse or has $1 million of net worth). Now, all American adults can help businesses raise the needed capital. However, it is…

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You want to be successful in crowdfunding? Be attractive!

There are plenty of useful articles describing ways to succeed in crowdfunding. So many tips, suggestions and approaches! However, we all seem to forget about one rule, apparently the most helpful here: attractive people are usually perceived as more trustworthy and reliable than those of the average or less attractive appearance. It is our subconscious…

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Invest in peer-to-peer loans and “be the bank”

Investing with your bank may have been quite disappointing recently. Zero interest rate policy has brought us to the moment in which earning well with your bank has become almost impossible. Luckily, somewhere in the background of this fall, there was also some revolution going on. In effect, the appearance of Peer-to-Peer lending has saved…

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Crowdfunding websites – comparison

Crowdfunding platforms used to gather artists of many types, who searched for funds in order to finance their projects. How is it now? At present, this way of gaining money for your business is becoming more and more popular and many entrepreneurs decide to enter the game. Some of the websites are focused mainly on…

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10 best websites for crowdfunding

Crowdfunding is a perfect means of gaining money for your business. It is more “pleasant and friendly” than going from bank to bank or form one investor to another, carrying a bag full of necessary documents. If you have not been successful in the traditional ways of finding a good financing for your startup, or…

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Investing by crowdfunding

Investment crowdfunding is a means of gathering money for a company in which you look for a big group of small lenders. Each of the lenders is supposed to invest a small amount of money and receive equity shares in return. This investments option used to be available to accredited investors only, yet now the…

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The 7 Peer-To-Peer Lending Websites you must know

Many people can admit that they have rather negative connotations with regard to traditional banks. Inflexibility and strictness make banks rather an archaic institution which loses to the innovative peer-to-peer (P2P) lending system. To put it briefly, P2P lending uses online platforms to provide a tool which connects potential borrowers with lenders. Eventually, it costs…

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Peer-to-peer lending

Nowadays, the spotless reputation of banks is in the phase of decrease. Hence, we are offered with something different – P2P (peer-to-peer) online platforms. The generation of “online people” seek an alternative to the traditional banking, aiming at better offers and conditions. Lending platforms, by the means of online auctions match borrowers with lenders and…

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Crowdfunding for beginners

Anyone who has ever had the experience of running their own business from scratch, would probably confirm that the Internet is an excellent tool for entrepreneurs. The ability to contact everyone and everywhere from your home has really changed the course of business nowadays. What’s more, the appearance of the social media has opened a…

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